xero · MCP Server

Xero + Improvado MCP — Financials, One Question Away

Improvado connects Xero to Claude, ChatGPT, and other AI agents through an MCP server. Ask about invoices, cash flow, P&L, and outstanding payments in plain English. No spreadsheet exports, no manual lookups — just answers.

46K+ metrics ·Read & Write access ·500+ platforms ·<60s setup

Read

Read: Pull Any Financial Metric Instantly

Stop exporting CSVs from Xero every time a stakeholder needs a number. Your AI agent queries invoices, expenses, bank reconciliations, and P&L data directly through the MCP server — across all organizations in one request.

Example prompts

"What's our current accounts receivable balance? List all overdue invoices over 30 days."

20 min → 30 sec

"Show me cash flow for the last 3 months broken down by category."

30 min → 1 min

"Compare operating expenses this quarter vs. last quarter. Which categories increased most?"

1 hr → 2 min

Works with Claude ChatGPT Cursor +5

Write

Write: Create and Update Records Without Leaving the Chat

Your AI agent can draft invoices, log expenses, and update contact details directly in Xero. The MCP server translates natural language into Xero API operations — review, confirm, and done.

Example prompts

"Create an invoice for 12,500 for consulting services delivered in March. Set due date 30 days out."

8 min → 1 min

"Mark invoice INV-0482 as paid. Payment received today via bank transfer."

3 min → 15 sec

"Log a travel expense of 840 under the 'Events' category for last Friday."

5 min → 20 sec

Every action logged · Fully reversible · SOC 2 certified

Monitor

Monitor: Catch Financial Issues Before They Escalate

Set up automated watches on the numbers that matter. Your AI agent monitors Xero continuously — flagging overdue invoices, unusual expense spikes, and cash flow drops before they become problems.

Example prompts

"Alert me when any invoice goes 14 days past due without payment."

Manual → auto

"Every Friday: send a cash flow summary and list of outstanding invoices over 7 days old."

2 hrs → auto

"Flag if total expenses in any category exceed 120% of last month's spend."

Manual → auto

Alerts sent to Slack, email, or your AI agent

Full cycle

The Closed Loop: Read → Decide → Write → Monitor

Your AI agent doesn't just surface data — it acts. Adjust pricing, update product descriptions, manage inventory, apply discounts — all through natural language. The MCP server translates intent into API operations.

Every phase runs through the same MCP connection. One protocol, all platforms, full governance. No switching between tools.

Ideate

Launch

Measure

Analyze

Report

Iterate

One conversation. All six phases. Every platform.

The daily grind

Common problems. Direct answers.

Challenge 1

Month-End Close Takes Days of Manual Work

The problem

Finance teams spend days at month-end pulling data from Xero, reconciling it in spreadsheets, and building reports. Every report request means another export-and-format cycle that delays close and consumes analyst time.

How MCP solves it

Improvado extracts Xero data continuously and normalizes it into a queryable model. At month-end, your AI agent generates P&L summaries, reconciliation reports, and variance analyses on demand — no spreadsheet required.

Try asking

Generate month-end summary: revenue, expenses, net income vs. prior month and budget.

Answer in seconds

All data sources, one query

Challenge 2

Accounts Receivable Tracked in Spreadsheets Alongside Xero

The problem

Teams often maintain a separate AR tracker in Google Sheets because Xero's overdue views lack the filtering and aggregation they need. This creates two sources of truth and regular reconciliation headaches.

How MCP solves it

The MCP server gives your AI agent direct access to Xero's invoice data with any filter or grouping you need. One query replaces both the Xero report and the spreadsheet tracker.

Try asking

List all overdue invoices grouped by customer, sorted by days outstanding.

Full detail preserved

No data loss on export

Challenge 3

Multi-Entity Reporting Requires Logging Into Each Org Separately

The problem

Organizations using multiple Xero entities — separate legal entities, subsidiaries, or regions — have to log in to each one individually to pull data. Consolidated reporting means manually merging outputs.

How MCP solves it

Improvado connects all Xero organizations under one MCP endpoint. Your AI agent queries across entities in a single request and returns consolidated or entity-level results as needed.

Try asking

Show me total revenue across all 4 entities this quarter, then break it down by entity.

Unified data model

Compare anything side by side

👥 Teams

One Framework. Five Roles. Zero Setup.

Same MCP connection, different workflows for every team member. Each role asks in natural language — the MCP server handles the complexity (rate limits, auth, schema normalization, governance) behind the scenes.

Agency CEO

Portfolio health. Client risk. Revenue signals.

Media Strategist

70% strategy, not 70% ops. Auto campaign QA.

Marketing Analyst

Zero wrangling. Cross-platform. AI narratives.

Account Manager

QBR decks auto-generated. Call prep in 30s.

Creative Director

Performance-to-brief. Predict winners before spend.

FAQ

Common questions

Does Xero have an MCP server?

Xero does not offer an official MCP server. Improvado's hosted MCP server connects Xero to Claude, ChatGPT, Cursor, and other AI tools through a pre-built integration. Your accounts are authenticated once — no local setup, no API credential management.

What Xero data can I query through the MCP server?

Invoices, bills, contacts, bank transactions, expense claims, P&L, balance sheet, cash flow, and tax data. Improvado normalizes Xero's API responses into a structured model that AI agents can query with natural language across single or multiple organizations.

Can the AI agent write back to Xero — create invoices or log expenses?

Yes. The MCP server supports write operations: creating and updating invoices, logging expenses, marking payments, and updating contact records. Each write action is surfaced to you for confirmation before it executes in Xero — all through Improvado's hosted MCP server.

Does this work if we have multiple Xero organizations?

Yes. Improvado connects all your Xero organizations under one MCP endpoint. You can query a specific entity or ask for consolidated results across all entities in the same conversation — without switching accounts or running separate reports.

Which Xero data entities does Improvado MCP support — invoices only, or also payroll and inventory?

Improvado MCP supports a broad set of Xero entities including invoices, bills, credit notes, bank transactions, contacts, accounts, journal entries, and budget data. Payroll data availability depends on the Xero Payroll add-on and regional availability. Inventory and purchase orders from Xero Projects are also accessible. The integration is scoped to the permissions granted by your Xero OAuth connection, so you can limit access to specific entity types.

Can Improvado MCP connect to Xero data from multiple organizations under one account?

Yes. Improvado supports multi-organization Xero connections, which is common for accounting firms and holding companies managing several Xero tenants. Each organization's data is kept separately queryable, and AI agents can either query a single organization or aggregate across all connected orgs — for example, comparing revenue and expense trends across subsidiaries in a consolidated view.

Stop Reporting. Start Executing.

Connect your data to an AI agent in under 60 seconds. The closed loop starts with one conversation.

SOC 2 Type II GDPR 500+ Platforms